You’ll typically need proof of identity, income documents (like payslips or tax returns), and property details. Our team will guide you through exactly what’s required.
Absolutely! We work with lenders who specialise in self-employed borrowers. Your income and business performance will be reviewed to find the right product.
It varies by lender, but most approvals take 5–10 business days once all documents are submitted.
A fixed rate stays the same for a set term, offering stability. A variable rate may change, allowing flexibility if market rates drop.
In most cases, our service is free to clients. We receive commission directly from lenders, and all costs are disclosed upfront.
Yes — we’ll help you compare options and see if refinancing can save money or unlock equity for other goals.